What is Motability?
Motability is a registered UK
charity that helps disabled people become more mobile. They help you use
the Higher Rate Mobility Component (HRMC) of your Disability Living
Allowance (DLA) or War Pensionerís Mobility Supplement (WPMS) to lease or
buy a car. Motability itself is independent, voluntary and
non-profit-making. They take advantage of tax concessions to help provide
you with affordable transport. Woodford Motors are accredited suppliers
for Motability and have undergone regular checks since accreditation to
ensure that the very high standards of Motability are met.
How the scheme works
There are various ways that
you can become mobile with Motability and Woodford Motors help, either by
using the Scheme to contract hire a new car, or use hire purchase to buy a
new or quality used car. You do not have to be a driver to qualify. If you
prefer, you can obtain a car as a passenger and nominate up to two other
people as the drivers. Children from the age of five can qualify for cars
as passengers, provided that they receive HRMC of DLA.
Motability offers three schemes to help you obtain a car, they are:
Three year contract hire
for new vehicles
Four or five year hire
purchase scheme for new vehicles
Two or three year hire
purchase scheme for used cars
Contract Hire Scheme
You commit your payments of
HRMC DLA or WPMs to MFL (Motability Finance Ltd) for three years.
In some cases you pay a
non-refundable advance payment
You are allowed up to
12,000 miles each year without extra charge.
Full breakdown assistance
for the Motability Scheme Vehicle through RAC is included
cover for up to two nominated drivers is included.
Driving is restricted to
two nominated drivers.
Adaptations must be removed
at your expense at the end of the 3-year agreement.
Generally you have no
further expense other than the cost of fuel and oil and vehicle excise
duty (car disc tax). (Providing that you keep to the agreement and are
The vehicle remains the
property of MFL. You do not own the vehicle at the
Hire Purchase Scheme
Contact us for further
details, or call Motability on 01279 635666.
You must fully
comprehensively insure the vehicle with a recognised insurer to cover
your intended usage.
You are responsible for the
cost of fuel, oil, maintenance and repairs and any adaptations made to
Full breakdown and recovery
package is not included.
There are no limits on
vehicle mileage therefore no mileage charges to pay.
You own the car at the end
of the agreement or when you make an early settlement of monies due in
accordance with the terms of the HP agreement.
You can also visit their web site - http://www.motability.co.uk